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Zhou Aihua(????

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
read more
 

Children and Retirement

 
view video
 
 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Zhou Aihua(????
 
 
 
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Testimonials and Referral Notes

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Peng Lulu(MTS ??????

????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ???????????????????????, ??????????3????????PR???????????????????????????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????????????????????????????????????????????????? Among all the financial consultant I have encountered in Singapore, Aihua is the most enthusiastic and responsible. Not only can she be contacted at any time, answer questions in a timely and efficient manner, but also a walking encyclopedia. In addition to insurance related issues, other issues related to food, clothing, housing and transportation in Singapore You can ask her. Even if you posted her a questions non-related to Insurance, she will help us to find out the answers! Last year, Aihua helped my newborn daughter to get coverage for hospitalization and critical illness insurance. Especially when my daughter was hospitalized in March this year, as the PR status was not updated in time and could not be automatically detected in Hospital System the hospital insurance reimbursement declaration information was required to be filled in manually, Aihua did it by herself. She continued to help us follow up with the information/claims until we got back the insurance payment, which made us very touched. Therefore, it is really difficult to find such a responsible financial consultant in Singapore. Including myself and my family, if I want to buy more Singapore insurance in the future, we will definitely consider Aihua as the first choice. Of course, if there are friends who need insurance or financial planning, we will also recommend the best financial consultant Aihua to them!

Thae Su Aye (Accounts Executive)

“?????????????????3 ???????????????????????????????????,?????????????,????????????????????????????? ?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????” ????????? Thae Su Aye?????? Aihua was my ex-colleague. We have worked together more than 3 years. She is always considerate, humble and responsible. When I wanted to buy maternity insurance plan during my pregnancy, I got ask around about maternity plan and among the financial consultant Ai Hua is very patient and explain me very well from head to tail. Before I was pregnant me and my husband bought insurance policy from other financial consultant but they didn’t explain me well like her. When my son hospitalized, she came to visit us and passed me all the complete claim form to submit hospital to get necessary documents. She was very prompt response and help to collect immediately my son’s follow up receipt as well. We have never come across a Financial Consultant like Ai Hua who always have a positive mindset and passionate to help peoples. Aihua is the best insurance consultant we have ever met. She used her professional knowledge to serve customers better and also carefully client needs. Now all my family members change financial consultant to Ai Hua and we feel our life is safe under her care. I did recommend my friends to Ai Hua who in needs for insurance coverage. Thank you so much for your kindness, Ai Hua.

Yi Yan ( Childcare teacher)

"Aihua is my hometown friend, We met each other through social media, I have never had the opportunity to chat with her before, but I keep to see her posting in the social mediaI and I gradually get to know the very motivated and hardworking woman deeply. So I decided to meet up with her, I explained the ins and outs to Aihua and She immediately helped me find a way to solve this problem! She help me apply for critical illness insurance coverage when we first met up ( My application was rejected by other insurance companies), She is really efficient in her work and helping me got everything done in half a month. Aihua is a professional and experienced financial consultant, I am moved by her sincerity and she is a so real and down-to-earth person, Thank you Aihua, it's nice to have you! " “?????????????????????????????????????????????????????????????????? ?????????????????????????????? ???? ????????????? ??????????????????????????????????????????????? ????????????????????????? ???????????????????????????? ?????????????????????????????????????????????????????? ”

Xie Wu(Freelance)

????????????2019?11????????????????????????????????????????????????????????2020?4????????????????3????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? I knew Aihua for more than a year. In November 2019, I happened to meet Aihua when I went for a maternity check. This was the first time we met. After the conversation, we left each other's personal contact information. Before that, I don’t have any ideas about financial planning when my second baby was born in April 2020 and the eldest son is over 3 years old. Watching the babies grow up day by day, as a mother, I want to do something for the child. Some time ago, Aihua sharing children's education and financial planning concepts to me so I took the initiative to contact her. According to my needs, Aihua immediately recommended the suitable education plan to me. I am very grateful that I can meet such a professional financial consultant. Her smile gives people a spring breeze and she always encouraged people around her, thank you for the fate of life to meet Aihua, she is really amazing!

Jasmine ( Account Executive)

"Aihua was my ex-colleague. When I was mentoring her, she had shown great enthusiasm in her work. Her positive attitude and eagerness to learn has made her excel and successful in everything she is doing. She is currently the financial consultant for me and my husband. She is very well versed and has explicitly explained the policies that are catered to our needs." ????????? ???????????????????????????????????????????????????????????????????????????????????????????????????????????????? ?????

Elsa (???? Housewife)

???????????????????????,????,?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Aihua was introduced by my friend,She is a cheerful and friendly person. We met several times to talk about financial planning and I found that I appreciated this woman more for her rigorous and professional work. With her professional advice, my family and I made up for the lack of insurance coverage so that my family could get better protection. Now our relationship is beyond the financial consultant and client. Thanks Aihua!