Zhou Aihua(周爱华）

MDRT2023, Executive Financial consultant 资深财务顾问)

Zhou Aihua(周爱华）

MDRT2023, Executive Financial consultant 资深财务顾问)

Aihua graduated from Oxford brookes University Bsc(Hons) in Applied accounting Degree. She joined Prudential Assurance Company Singapore in September 2018.
AiHua was an account executive with three young kids when she decided to become a financial consultant. Leaving a stable corporate job was not easy, considering she has three kids to raise. Yet, she took a leap of faith and joined the insurance industry.

While it requires a lot of hard work, choosing to become a financial consultant gave Ai Hua more freedom in managing her time. She now has more time to spend with her kids and loved ones. On top of having a flexible schedule, she finds the work extremely meaningful as she’s able to offer financial guidance to the people she meets.

She said, “As a financial consultant, I possess the ability to provide guidance and help others who need it. I find this extremely meaningful.”

She achieved multiple admirable accomplishments, and she has no plans to stop anytime soon. One of her core principles which led to her success is that she never stops learning from people who are more experienced in the industry. “Don’t be shy to ask questions and learn from others. Whenever I am unsure about a certain policy, I always take the initiative to ask my seniors. This enables me to better myself and achieve greater heights,” she added.

Speaking from experience now, Ai Hua feels it’s important for all financial consultants to take the initiative in understanding their clients’ needs on a deeper level, rather than selling or recommending policies just for monetary gain. Only by truly understanding a client can a financial consultant introduce the best plans and policies for their customers, resulting in higher trust and stronger consultant-client relationship.

爱华毕业于英国的牛津布鲁克斯大学应用会计学士(荣誉学位)，她在2018年加入保诚新加坡保险公司，成为一名专业的理财顾问。

在加入保诚公司之前，爱华从事会计工作多年，作为三个孩子的妈妈👩，她勇敢的走出人生的重要一步，从一份稳定收入的工作而转行作为一名理财顾问，虽然这份工作需要她付出更多的努力，但是爱华可以更自主的分配她的时间，有更多的时间陪伴孩子和家人。她发现这份工作非常有意义，因为可以帮助更多的人获得保障和做好规划。

爱华在短时间内取得了多项令人钦佩的成就，她成功的关键原因是她从不停止向行业中更有经验的人学习，不断提升自身专业知识和能力，主动了解客户的需求，为顾客的利益着想。

爱华继续以更专业和敬业精神为顾客提供优质的服务。

Connect with me on WeChat:

Work
- Prudential Assurance Company Singapore(Pte) Ltd
  450 Alexandra Road, #07-01K UE BizHub West, S119960
  
  Zhou Aihua
  Representing Prudential Assurance Company Singapore
  (Pte) Ltd.
  
  Reg no 199002477Z.
  
  https://www.Prudential.com.sg/FC-info
  
  Company Approval Code
  090/12Mar21
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Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

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These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

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In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

Meet someone interesting会见爱华

Hi Everyone大家好！,

"Thank you Aihua for your patience in sharing the information about Financial planning. I am a forgetful person who tends to ask the same question multiple times. Thank you for your tireless service in explaining the policy details.

Through the few meetings, I have known more about insurance. Life can be unforeseen things happen , as we said. Insurance cannot predict the future, but it can provide some protection for my family in case of emergency.

If any of my friends need insurance or financial planning, I will definitely recommend them to you .

爱华谢谢你的耐心分享，我是一个听完易忘的人，一个问题可以问好次的人，谢谢你不耐其烦的解释，通过这几次见面让我对保险有了更多的了解，生活中会发生各种情况和可能性，像我们说的，保险没能力预知未来，但是可以为我们的未来提供一些保障，如果有朋友需要保险和理财我一定会推荐她们给爱华.

Regards,
Chloe Zhang

Meet someone interesting会见我的理财顾问

Hi Everyone 大家好！,

“爱华，谢谢你，你让我明白自己有买一份保险对我人生有多重要，以前我没能力也不认识你。

感谢你帮我规划的一切，谢谢你的帮助，我很满意，爱华你很棒👍”

Thank you Aihua for sharing with me the importance of insurance and helped me to do the holistic financial planning.
I am satisfied with your professional services.

Aihua, you are a good person 👍"

Regards,
Mini Huang F&B industry

Meet someone interesting会见我的理财顾问

Hi Everyone大家好,

我跟家人成功订购了三份保单，感谢保险经纪爱华的耐心解答，亲自将保单送上门交给我，有需要买保险的朋友可以找她，值得信赖！

Testimony from my client:”I successfully get the three policies for my husband and myself. thanks to Aihua's patience for helping me understand our needs and the importance of insurance. She personally delivered the policy illustration to me and explained it once again. Aihua is a trusted financial consultant. I recommend her to all my friends.👍 👍 👍"

Regards,
Peng Yurong (Childcare Teacher)

Meet someone interesting会见爱华

Hi Everyone大家好,

Aihua is a sincere, enthusiastic, studious, diligent person who is a mother of three from a humble family background 👩 your excellence inspires me, I feel that it is still a little bit early for me to semi-retired

The insurance industry is on the rise, and the tossing of the epidemic has helped a lot. Everyone attaches importance to health, and it is indispensable to pay attention to the umbrella of health - insurance. Hospitalization insurance is particularly important in Singapore, where medical resources are scarce.

“不是第一次见爱华，乐善活动中遇到几次，微信上是老朋友了。关注她和她的团队许久，看得见的优质专业保险理财服务，及不太容易被看见却被客户深深喜爱着的附加服务，爱华及团队成员共同茁壮成长着。

这个来自江西的女孩，真诚，热情，好学，勤奋，没有任何背景的三个孩子妈妈👩一步步奋斗着，你的优秀激励着我，觉得自己此时躺平，还有点儿早。

保险业方兴未艾，疫情这一折腾，助力不少，人人重视起健康，也少不了关注健康的保护伞- 保险。尤其在医疗资源比较紧张的新加坡，医疗住院险尤为重要。”

Regards,
Acho Freelancer

Meet someone interesting

Hi 大家好 Everyone ,

我是在5月初的春到河畔志愿活动答谢宴上认识爱华，听别的志愿者说，爱华在保诚保险公司工作，是一位周到和热心的顾问。于是，我加了她的微信。之后不久，爱华邀请我去她家吃午饭，并向我介绍她的家人。
她不仅把我当成是一名客户，更对我关照有加。
与此同时，爱华让我意识到在新加坡为自己购买保险的重要性。因为如果在新加坡没有保险，医疗费用会十分昂贵。感谢爱华，祝她事业有成！”

“I got to know Aihua for the first time at the appreciation dinner for the River Hongbao volunteering activity in May. Other volunteers told me that she is a considerate and enthusiastic consultant at Prudential.

Thus, I reached out to her and managed to add her as my WeChat friend. Later Aihua invited me to her house for lunch and introduced her family to me. She treats me not only as a client, but also takes good care of me.

At the same time, Aihua makes me realise the importance to buy insurance for myself, as the medical costs in Singapore are very expensive. Thanks for Aihua and wish her a successful career!

Regards,
Wang Linbing

Meet someone interesting

Hi Everyone 大家好！,

最近我儿子生病住院了，我虽然身心疲惫，但是爱华姐带给我的帮助却让我倍感温暖，真的是一位心地善良、易于相处的姐姐。

从爱华姐去医院看望孩子，到孩子出院后为了住院费的报销问题整理各种资料，这个过程中让我看到爱华姐工作的专业、认真、充满了责任感！我对爱华姐和保诚又多了一份信任！感谢！”

"Recently, my son was admitted to hospital twice. Although I was physically and mentally tired, but the help I got from Aihua made me feel warm. She is really a kind-hearted and helpful person .👍

Aihua visited my child in the hospital and helped me to settle all the hospital bills reimbursement issues.

Aihua is a professional, dedicated and full of responsibility in her work!

I will always trust Aihua to take care of our insurance policies and protect my family members” 🥰

Regards,
Hu Yanzhen

会见我的理财顾问-周爱华

Hi 大家好! ,

我眼中的周爱华
我认识爱华大概有四、五年了，当年的她朴素、热情笑容可拘，是一位很有亲和力的财务规划师，现在的她还是一样，只是多了几分成熟和稳重，也更专业，最近她向我推荐了一份投资保单，听了她耐心详细的解说后，觉得这份保单很适合我就豪不犹豫的买了，之后有任何疑问她也会耐心及时的回复，感恩遇见她，也希望她的保险事业越做越红火！

“I have known Aihua for about four or five years ago, she is a very friendly and professional financial consultant.

Aihua explained the insurance policy to me in details and with patience.

She will reply patiently and promptly if I have any questions!

I am grateful for meeting Aihua and wish her insurance career successful.

Regards,
王女士

Meet someone interesting会见我的理财顾问周爱华

Hi 大家好!(Everyone),

I’m Cherry. I met Ai Hua through my friends.

Aihua is a positive and friendly person, I was impressed by her when we first met up.

I took the initiative to contact Aihua and ask her to plan for my kid’s critical illness coverage.

I would like to thank Aihua for being taking care of us through the whole journey . Every time there are some surprises during festivals, which makes me very moved 😊 and I hope everyone will meet an awesome Financial Consultant like Aihua.

我是cherry ，我跟爱华是在朋友家的聚会上认识的，她很开朗，热情，给我留下了很深的印象。我知道她是在新加坡保诚做理财顾问！刚好我的孩子的第一份保险也是同样的公司，当我决定要帮孩子买第二份保险的时候，我就联系了爱华，现在她是我们的理财顾问！

感谢爱华的细心、热心，用心把每件小事都放在心上，每当遇到节日都会有些惊喜，让我很感动😊也希望每个人都会遇到像你这样的保险经纪人，让每个人都安心，谢谢🙏

Regards,
Cherry

Meet someone interesting

Hi Everyone ,

What do we work for?

Of course, to make money and the purpose of using it, it depends on the needs of each individual.

Falling sick , we can not avoid it even though we live healthy .

And I don't want my saving to be wasted on hospital expenses. That's why I bought health insurance so company would cover the cost if I got sick .

When I settled in Singapore, I found an insurance agent named Zhou Ai Hua, a responsive housewife who was very responsive when I contacted her.
I chose her to be my financial consultant.
Before meeting her, I had met with several other insurance agents.

Why did I choose Zou Ai Hua?
Because what she explained was according to my needs, not like others who focus on the product, not my needs.

So, friends who live in Singapore need insurance, you can contact her .
Contact person +65 8498 2618

Because she is so humble and friendly, she has a lot of clients, and she holds the title of best MDRT and top producer every year.
“我们为什么工作?

当然，赚钱的目的就是要使用它，这取决于每个人的需要。

生病，我们不能避免，即使我们生活习惯很健康！

我不希望我的积蓄浪费在医疗费上。这就是为什么我买了医疗保险，如果我生病了保险公司就会支付这些医药费！

我来自印尼，在新加坡定居后，我找到了一位名叫周爱华的理财顾问，她是一位非常积极的职场妈妈，在见她之前，我已经见了其他几位保险代理人，我选择了爱华，因为爱华的积极工作态度，对每位顾客都是非常真诚对待！

我为什么选择周爱华？

因为她是根据我的需求而为我量身打造的理财计划，而不是像其他人那样专注于产品。

所以，在新加坡生活的朋友需要保险，可以联系她。
联系电话：+65 8498 2618

爱华是如此的谦逊和友好，她有很多客户，每年她都获得百万圆桌大奖（MDRT）和很多荣誉称号！”

Regards,
Liris (Nurse)

Meet someone interesting

Hi 大家好（Everyone)!,

We met Aihua when our children were study in same primary school. She is a helpful person, we took the initiative to contact Aihua and thank her for recommending the insurance policies according to our needs.

She did a comprehensive Financial planning to us, and also provided us with the awesome follow-up services. Thank you Aihua for your sincere and enthusiastic help!

我们和爱华是在孩子小学入学的时候认识的，她非常热心，当我们有理财、保险需求的时候，就主动联系了爱华，谢谢她推荐适合我们的保险和理财产品。
她耐心、全面地为我们介绍各种类型的理财和保险，同时也为我们做了全面的后续服务。我们理性地选择了受益于我们的产品！谢谢爱华真诚、热情的帮助！

Regards,
Zhou Rui & Hao Xiangkun

一次有意义的谈话

Hi 大家好！(Everyone!),

感谢我的保险经纪人-周爱华女士，非常专业为我们家庭做保险的规划，替我们解决问题!

爱华女士是善良、友好、热心，做事认真负责的理财顾问.

有需要理财保险的朋友，可以向她咨询哦!

Regards,
Wenjuan (Teacher)

与爱华有趣的会谈！

Hi 大家好（Everyone) ,

我是通过路演（Roadshow)认识爱华，刚开始我对理财规划没有什么概念，通过爱华的耐心讲解，让我清晰地了解到理财、保险对于家庭生活的重要性！

这几年和爱华的相处，让我深入了解她的为人处事态度，待人真诚，豁达，处事干练，极其丰富的专业理财、保险的知识！

爱华是个很负责任的理财顾问，是我很重要的朋友。我会毫不犹豫地向身边的人介绍她！

I got to know Aihua through the Roadshow 4 years ago . At the beginning, I had no idea about financial planning. Through Aihua's patient explanation, I clearly understood the importance of comprehensive financial planning for my family!

These years of getting along with Aihua, I have a deep understanding of her attitude towards people and things. She treats people sincerely, open-minded and she is a knowledgeable and experienced in helping family to plan for their future life.
Aihua is a very responsible financial consultant and an important friend of mine. I will not hesitate to recommend her to the people around me!

Regards,
Hu Shasha

会见爱华，我们的理财顾问

Hi 大家好！,

我是经过朋友介绍认识爱华，她非常有耐心，而且非常专业，对保单解释清晰明了，谢谢爱华帮助我们填补上家庭的保障缺口，现在爱华是我们全家人的理财顾问！

极力推荐爱华给大家，希望你们可以从她的专业和服务中受益！

I got to know Aihua through my friend's recommendation!

Aihua is very patient and caring person. she is professional in Financial planning, also explaining the policy contents clearly , Thanks Aihua for helping us fill the protection gap of my family members and me!

I highly recommend Aihua to all of you. I hope you can benefit from her professionalism and service!

Regards,
Fu xiaowan

会见我的财务顾问-周爱华

Hi 大家好！,

爱华是一位非常随和、热情、负责的财务和保险经纪人。我家里大人、小孩的住院保险和重疾保险都是交给她打理，非常放心。有问题她都会随时给我们解答，非常靠谱！

她们的团队也会常组织回馈答谢客户的活动，比如这次包下VIVOCITY的电影厅请所有客户免费看《侏罗纪世界》电影🎬还有抽奖、每次节日生日都会收到爱华寄来的小礼物🎁！真的是有心啦！

非常感谢，也非常幸运可以遇到这么一个好的经纪人！
Aihua is a very comfortable to speak with, enthusiastic and responsible financial consultant. I’m glad to have Aihua taking charge for our entire family of insurance plans. She is always prompt in replying us if you have any questions and she’s very reliable!

Aihua’s team will also often organize activities to give back to customers. For example, this time, she invited all her clients to enjoy the movie screening of Jurassic World Dominion! And also festive occasion, I’ll receive small gift from Aihua!

Thank you very much and it’s our fortunate to have met Aihua!

Regards,
Hao JiangLun & Ming ming

Meet someone interesting

Hi Everyone 大家好！,

Aihua is a caring financial consultant. I like her devotion in advocating the importance of having adequate Early Critical Illnesses coverage. She meets people from all walks of life, witnesses these vulnerabilities of life that can happen too often and shares passionately about financial protection to the family. It is also commendable on the extra mile her team takes to appreciate their clients with frequent events like movie screening at GV & magic shows etc. Our client relationship doesn’t end at the time of taking up that policy. There’s always something nice to look forward to☺️

爱华是一位有爱心的理财顾问。我很欣赏她的奉献精神，她倡导及早为重大疾病投保的重要性。
她遇到了来自各行各业的人，目睹了这些生活中可能经常发生的种种意外，了解人生中脆弱的一面，爱华非常专业地分享了对家庭的财务保护规划。
同样值得称赞的是，她的团队会通过各种有意义的活动来感谢客户，比如：每年邀请顾客和家人一起看电影、魔术表演、亲子活动等。
我们的客户关系不会在签完保单时就结束，总有很多美好值得期待!

Regards,
Eleanor

会见我的财务顾问-周爱华

Hi 大家好Everyone!,

“爱华姐是我在怀老二产检时有缘相识的，她是一位热爱工作、积极上进，专业能力极强的一位理财顾问，很感谢爱华姐向我介绍了与教育储蓄保险和定期体检的女性保险相关的知识，让我了解了自己对未来保险规划的方向。耐心认真的的讲解态度，谦卑和共情的同理心，让我感受到她有姐姐般的温暖，把保单交在你的手上，一定是一百个放心，感谢缘份，让我与你相识！极力推荐这位诚信的理财顾问给大家！”

Regards,
Shi Yuying

会见我的理财顾问周爱华

Hi 大家好！,

你若安好，我愿备胎到老，你若不好，我是救命稻草！保险就是家庭经济最佳备胎，它可以让人在发生风险后，继续他们的计划。
很庆幸认识爱华，了解了更多的保险和理财知识，让我和家人都有了一份更好的保障，为孩子规划好了未来的教育金！
爱华是很专业的理财顾问，总是替顾客解决问题，我们极力推荐爱华给大家！

Insurance is a family's best financial fallback, allowing people to continue with their plans in the event of a risk. I am very glad to know my financial consultant, Aihua, to know more insurance knowledge, so that my family have a better coverage, Aihua and I became good friends...

Regards,
林强 & 念云

Meet someone interesting

Hi Everyone 大家好！,

Aihua is my family’s Financial Consultant, She is kind, friendly, warm-hearted and responsible person!

Aihua has strong professional knowledge in the Financial planning . she responded to my questions very quickly and clearly explain the policies details for us, recommended the suitable policies for us!

We like her cheerful personality very much, and we have become friends from strangers. We are very lucky to know her. We strongly recommend Aihua to everyone!

爱华是我全家人的理财顾问，她善良、友好、热心，做事认真负责！

爱华保险、理财方面的专业知识很强，有任何问题联系她都会不厌其烦地帮我解答，清楚地为我们解释保单内容，帮助我们找到适合自己的保单！

爱华做事有始有终，乐于助人我们很喜欢她的开朗性格，我们从陌生人变成了朋友，很幸运能够认识她，我们强烈推荐爱华给大家！

Regards,
Joseph & 林林

会见我的财务顾问周爱华

Hi 大家好！Everyone ,

爱华是位很热情，很专业的理财顾问，我们家里的保险都交给她管理，非常放心！

她解释保单条理清晰，专业知识很强，她以顾客为中心，帮助我们解决各种疑难问题！

我强烈推荐爱华给身边的朋友！

Aihua is a very enthusiastic and most trusted financial consultant in Singapore!

She explains policies with clarity and expertise, and she provides customer-centric advice to help us solve problems!

I strongly recommend Aihua to friends around!

Regards,
Liu Huili

会见我的理财顾问周爱华

Hi 大家好！Everyone ,

很多年前我们是爱华家的租客，我们对她非常信任。她很有亲和力，又善解人意，总是能站在顾客的角度，为人着想。对顾客有足够的爱心、耐心和同理心！爱华是一名很专业的理财顾问，每次我们都可以从她的分享中受益！
我强烈推荐爱华给身边的朋友们！

Aihua and I are friends for many years , and we trusted her very much. She is very amiable, and considerate, can always stand in the customer's point of view.

Aihua is a patience, caring and empathy Financial consultant 👍, she has strong professional knowledge and every time we can benefit from her sharing!

I am strongly recommend Aihua to my friends!

Regards,
Sun chuhan

Meet someone interesting

Hi Everyone 大家好！,

Ai Hua is a very professional and efficient insurance agent. She provides good service and is readily available when needs arise.
I will recommend her to friends without hesitation.

爱华是一位非常专业和高效的理财顾问，她为我们提供优质的服务，在我们有需要帮助时随时待命。

我会毫不犹豫地把她推荐给朋友。

Regards,
Seah Sok Eng

Meet someone interesting

Hi Everyone 大家好！,

爱华是我和家人的保险顾问，她为人友好和善、做事认真负责，具备保险、理财方面很强的专业知识。通过她热心详细地保单介绍，风险分析。使我们很快找到适合自己的保单。并且爱华做事有始有终，乐于助人的个性，我们很放心由她负责我们的保险规划，在此强烈推荐爱华给大家！

Aihua is the Financial consultant for my family. She is friendly and kind. she is also dedicated to her job.

when it comes to planning she has strong knowledge on products and recommendation. she has also cater the planning to our needs. I’m so glad I have chosen Aihua to be our family Financial consultant and I would highly recommend her services to my friends!

Regards,
Xi Ting

Meet someone interesting

Hi Everyone ,

Aihua is a professional, efficient and patient person. We met through the Roadshow in 2019. Thank you very much for explaining the policy content to me in details and protecting my interests!

爱华姐是一个认真，有效率，有耐心的人，2019年我们通过路演（Roadshow)认识的，非常感谢她详细为我讲解保单内容，保障了我的利益！

Regards,
Lim Teck Jin

会见我的财务顾问-周爱华

Hi 大家好！,

我通过朋友认识爱华，她为人热情.觉得她很有亲和力、工作尽责、我是第一次在新加坡买保险，所以提出很多问题，爱华很耐心的跟我解释保单内容，她是值得信赖的财务顾问！我推荐爱华给大家!
I know Aihua through my friends and she is very kind person!
she is very dedicated and professional in her work. It is the first time for me to buy insurance policies in Singapore, so I asked a lot of questions, Aihua patiently explained the policy illustration to me, she is a reliable financial consultant!
I recommend Aihua to everyone!

Regards,
Wang Chunmiao

Meet someone interesting

Hi Everyone!,

我和爱华通过微信认识，当我第一次和她见面的时候，就被她的专业知识和认真的态度所吸引.
谢谢爱华的分享让我了解更多关于保险的重要性，为我和家人带来安全感！
和爱华的交谈过程中，我发现她为人非常谦虚，乐于助人！她的为人处事态度非常值得我学习，从那天开始就认定爱华将成为我一辈子的朋友，我很开心拥有你这么棒的好朋友！❤️
我一定会将爱华推荐给我的家人和朋友们！

I met Aihua through WeChat. When I met her for the first time, I was attracted by her professionalism, knowledge and keen to learn attitude.

Thank you Aihua for sharing with me let me know more about the importance of insurance.Bring a peace of mind to my family and me.

In talking with Aihua, I found that she is a very humble person.

From that day onwards, I have determined that Aihua will be my lifelong friend and also Financial Consultant. I am very happy to have such a great friend! ❤️

I will definitely recommend Aihua to my family and friends

Regards,
YY Chen (Sales executive )

会见我的财务顾问周爱华

Hi 大家好！,

爱华是我几年前认识的，她给我的第一印象就是待人热心、诚恳，为人很有亲和力，因为刚刚认识的时候我有自己保险经纪，但是最近我的保险经纪没有做了，我才拜托爱华来帮助管理我的其它保险业务，爱华用她专业的知识耐心地为我分析适合我的保单，谢谢爱华，我会推荐爱华给身边有需要的朋友！

Regards,
Da Juan

会见我的财务顾问周爱华

Hi 大家好！,

我和爱华是邻居，她为人热情、友好和善良！很感谢爱华为我的孩子们规划教育保险计划，她是一位非常有经验的财务顾问，专业知识很强，有爱华的帮助让我们更加放心！
我极力推荐爱华给身边的朋友！
Ai Hua and I are neighbors, she is a friendly and kind person! I am very grateful to Aihua for planning the education fund for my children. She is a very experienced financial consultant with strong professional knowledge. With aihua's help, we feel more sureness!
I highly recommend Aihua to my friends!

Regards,
He XiaoNa

会见我的财务顾问-周爱华

Hi 大家好,

和爱华通过小红书认识，觉得她很有亲和力，工作尽责，就毫不犹豫的联系了她，主动要求办理保险，因为是第一次买，很多问题不明白，她很耐心的跟我解释，回复很及时。值得信赖！谢谢爱华的帮助！谢谢保诚给全家一份保障！
I met Aihua through Social media, and I felt that she was a very friendly and responsible person , so I contacted her without hesitation and asked her planning for my family. Because it was the first time I bought insurance in Singapore , and I asked a lot of questions, she patiently explained to me in details. Aihua’s Reply was very timely . She is the trusted financial consultant I have come across so far. Thank you Aihua for helping me get insurance coverage for my whole family!

Regards,
Qiu Xiaoyan

Meet someone interesting

Hi Everyone ,

I have known Aihua for 4 years. I met her at the Roadshow and she helped me apply for a retirement insurance plan on the spot, We become good friends now , Aihua is a dedicated,reliable and friendly person .
In the past few years, Aihua has helped me apply for several insurance policies and investment-linked policies, Thank you for your help!
I am strongly recommended Aihua to everyone!

我认识爱华已经4年了，通过Roadshow 路演的机会认识她，而且爱华帮我申请了一份退休保险计划，我们因此成为了好朋友，爱华的服务态度非常认真、可靠，为人亲切友好！这几年中陆陆续续爱华帮助我申请了好几份保单、投资理财计划，谢谢她的帮助！
我向身边的朋友和家人推荐爱华！

Regards,
Tan LeeLin

我的财务顾问-周爱华

Hi 大家好！,

我和爱华在楼下游乐场认识的，第一次见到她时就觉得她为人非常友好！得知她是高级财务顾问后，我就向她询问关于保险和孩子教育规划的详细内容，爱华耐心的为我解释保单，对我有很大的帮助！
谢谢爱华成为我们的财务顾问,一直照顾我们！
Aihua is a knowledgeable and helpful person, she did a proper financial planning for us, my family are very thankful and has seen Ai Hua’s who always went the extra mile to help her clients beyond her best abilities. Her passion and actions have won many trusts and is an asset to the organisation and industry. We will not hesitate to recommend my friends and relatives to Ai Hua whenever they are in needs for insurance coverage.
Thank you Aihua for being our financial consultant and taking care of us!
——————Vicky

Regards,
Vicky

会见我的财务顾问周爱华

Hi 大家好！,

我和爱华认识16年了，从同事变成永远的好朋友，现在她是我的财务顾问，爱华的为人正直、善良、热于助人，我很欣赏爱华对工作和专业知识的认真态度！我知道爱华非常热爱自己的事业，尽力帮助更多的人！

我推荐爱华给身边的朋友！

Regards,
Zhou Weijuan

会见我的财务顾问-周爱华

Hi 大家好！,

我通过朋友认识爱华，我主动要求她为我们一家人申请保险，爱华对保单内容讲解非常详细，清晰，而且及时回答我的疑问！由爱华负责我们一家人的保单，让我们觉得非常安心！
我和家人极力推荐爱华给大家！

Regards,
Haiyan

会见我的财务顾问-周爱华

Hi 大家好,

爱华是我和家人的财务顾问，她的为人友善、随和，乐于助人，而且保险、理财知识非常专业，为我和家人提供贴心服务！
我推荐爱华给大家！

Regards,
CaiYing

会见我的财务顾问-周爱华

Hi 大家好,

爱华是我朋友介绍认识的，缘与爱华是一个开朗友善,热爱生活,可爱又知性的女人，和我非常投缘，慢慢我们成为了好朋友，我得知她是保险的专业人士，便根据自身情况询问一些关于保险的有关问题。我发现我更喜欢和欣赏这个对工作严谨和专业的女人了。在她专业的建议下，我和家人补充了保险方面不足的地方，让我的家庭得到更好的保障。非常感谢生命中遇见了她，生活中有她的陪伴。

Aihua was introduced by my friend,She is a cheerful and friendly person. We met several times to talk about financial planning and I found that I appreciated this woman more for her rigorous and professional work. With her professional advice, my family and I made up for the lack of insurance coverage so that my family could get better protection. Now our relationship is beyond the financial consultant and client.
Thanks Aihua!

Regards,
Elsa

见我的财务顾问-周爱华

Hi Everyone ,

我和爱华是同过朋友认识，她是一位非常优秀、专业的财务顾问，很有耐心、热心、爱心为我尽心讲解保单内容，每项条款都讲解得清清楚楚，专业知识能力很强！我极力推荐爱华给大家！
I was referred to Aihua by my friend. She is a professional consultant whom is very patient and explain clearly in details. her knowledge on products and advising is highly recommended!

Regards,
Rose

Meet my financial consultant-Aihua

Hi Everyone ,

When I knew Aihua work as a financial consultant from Prudential, I took the opportunity to ask her to help me plan for my future, so as to give my loved ones a peace of mind ! She is a helpful person, very professional in financial planning. Thanks for Aihua!

我和爱华通过买鞋的时候认识，觉得爱华非常友善，得知她是理财顾问后我主动要求她帮我规划未来，给我和家人一份保障！现在我觉得非常安心！谢谢爱华的帮助！

Regards,
Jessica (Sales staff)

会见我的理财顾问-周爱华

Hi 大家好！Everyone ,

通过朋友介绍我认识了爱华，爱华一位非常有耐心和爱心的财务顾问，工作非常专业、认真，感谢爱华为我们一家人做理财规划，让我们更好的掌控自己的财务状况，更稳、更快的达到人生目标！

Regards,
Yu Xiaoxue

Meet someone interesting我的财务顾问爱华

Hi 大家好！Everyone ,

爱华是我女儿同学的妈妈，认识爱华也是很巧合，她是个热心肠的妈妈，孩子们学校的事情她都会主动帮忙。

在遇见爱华以前，我们有一位保险经纪，但是爱华更专业、更详细地帮我分析现有保单详情，还帮助我解答了对保单的很多疑问，她还会从我的角度出发，帮我合理的安排和规划我一家人的保单，让我在省钱和省心的情况下，放心地把我全家人的保单交给爱华管理。

现在爱华是我全家人最可靠和放心的财务顾问，我也诚心的推荐爱华给我的朋友们！

I knew Aihua through my daughter's school! Aihua is someone who is caring and always eager to share and give a helping hand.

Before knowing aihua, I have bought the insurance plans from the other company,Aihua assist me to review and give an overview of what plans I have and do not have. she shared her advices professionally, unbiased. She place my family's needs first and even help me to restructure my family planning and saved money for me!

I am glad to have the opportunity to work with Aihua, her bubbly character makes her trustworthy. Her professionalism can be seen through her personality and the testimonials from her clients.

I have recommended Aihua to my friends!😊

Regards,
Li xinping ( Engineer 工程师）

会见我的财务顾问-爱华Meet someone interesting

Hi 大家好!(Hi Everyone!),

我和爱华是通过朋友认识的，现在我们已经是好朋友，在日常生活中，爱华为人善良，做事有始有终，亲力亲为，正是因为她这样好的人品，在得知她是财务顾问的时候，我就让她帮我推荐最适合我的保险和理财产品，爱华非常耐心地为我一一介绍保单里每一个细节，让我听完后非常满意，她能够站在我们顾客的角度去考虑问题，用心去了解我们的需求，然后为我们精心准备好不同的方案，供我们选择与参考，选择符合我们每个人的保险和理财产品，因此，我没有花一分冤枉钱，这让我很感动，对于这样好人品的财务顾问，我已经把我身边想买保险的亲人和朋友都介绍给她了，大家对于爱华的服务态度都非常满意！
I know Aihua through a friend recommendation, she is a kind and very helpful person. After meeting her a few times, I know that she was in financial industry, I approached her in helping me do policy review for my son and I. After the policy review that she helped me, there’s a very clear understanding of what I have and I don’t.

Aihua was very patient and explain to me in detailed what are the products which I can consider. She took the time and effort to calculate my affordability and financial status.

Aihua always put herself in client’s shoes,I would highly recommend Aihua for her professionalism and honest attitude. Very satisfied with her service and she is the financial consultant you can count on!

Regards,
Liang Xiaodan ( 公司管理层 Director)

Meet someone interesting 我的财务顾问周爱华

Hi Everyone(大家好!),

I have known Aihua for 3 years plus through a friend recommendation. My husband and I have our own agent at that time. Aihua took the effort to show care and concern towards my family and through her social media postings, I know her better. she is someone who is genuine, sincere and professional.

When my daughter was born, although I didn't not take up any plans from her, she took the time and effort to prepare some plans for my consideration.

after my second son was born, I decided to look for Aihua to sort out my insurance policies and I have entrusted all my plans to her.

Thank you aihua for being such a dedicated and caring agent. I would highly recommend her without hesitation.

我和爱华认识有3年多了，是通过朋友介绍认识的，当时我和我老公都已经有自己的保险顾问，所以就没有很认真的去了解她。后来慢慢的接触后发现爱华姐对待工作特别认真，也非常专业。
我女儿出生的时候她还不是我们的保险顾问，但她得知后就很热心的为我女儿准备了几套保险资料供我们参考。我也一直在关注她，直到儿子出生后我才把我全家人的保险都转移给爱华姐管理。
真很后悔没有早点交给她，想要买保险的朋友们可以放心的找她。

谢谢！,
Yang Tao (Assistant manager 副经理）

Meet someone interesting最棒的财务顾问，周爱华

Hi Everyone ,

在新加坡遇到的所有财务顾问中，爱华是最热情积极，不仅随时能够联系上，解答问题及时又高效，而且还是行走的百科全书，除了保险专业相关的问题，其它在新加坡衣食住行相关的问题都可以请教她。即使她有些不懂的问题，她也会去帮我们找出答案！
去年，爱华帮我刚出生的女儿办理了住院险，重疾险, 尤其是当我的女儿今年3月份住院时，因为PR身份没有及时更新，不能自动申报，需要手动填写住院保险报销申报资料时，爱华都是亲力亲为，跑到医院和我一起整理，然后从填资料到拿回保险赔付，她一直帮我们持续跟进，这让我们非常感动。
因此，这种认真负责，一心为我们考虑的财务顾问，在新加坡真的很难找到。包括我自己，我的家人，以后要买更多的新加坡保险，我们都会考虑爱华作为首选。当然，如果有朋友需要保险或理财，我们也会推荐最棒的财务顾问爱华给他们！
Among all the financial consultant I have encountered in Singapore, Aihua is the most enthusiastic and responsible. Not only can she be contacted at any time, answer questions in a timely and efficient manner, but also a walking encyclopedia. In addition to insurance related issues, other issues related to food, clothing, housing and transportation in Singapore You can ask her. Even if you posted her a questions non-related to Insurance, she will help us to find out the answers!
Last year, Aihua helped my newborn daughter to get coverage for hospitalization and critical illness insurance. Especially when my daughter was hospitalized in March this year, as the PR status was not updated in time and could not be automatically detected in Hospital System the hospital insurance reimbursement declaration information was required to be filled in manually, Aihua did it by herself. She continued to help us follow up with the information/claims until we got back the insurance payment, which made us very touched.
Therefore, it is really difficult to find such a responsible financial consultant in Singapore. Including myself and my family, if I want to buy more Singapore insurance in the future, we will definitely consider Aihua as the first choice. Of course, if there are friends who need insurance or financial planning, we will also recommend the best financial consultant Aihua to them!

Regards,
Peng Lulu(MTS 主任工程师）

Meet someone interesting我的财务顾问周爱华

Hi Everyone ,

“爱华是我的前同事，我们在一起工作了3 年多。她是一位非常体贴、谦虚和负责的人，在我怀孕期间想买生育保险的时候,问了很多关于生育计划的问题,爱华很耐心的解答我的所有问题，从头到尾给我讲解的非常清楚。
我和我丈夫也有其他的财务顾问，但他们并没有像爱华这样详细地解释保单，当我儿子住院时，她来医院探望我的孩子，并且已经准备好了所有完整的保险索赔表格，她的反应非常迅速，而且帮助我们报销孩子的全部后续复诊治疗费用，我们从来没有遇到过像爱华这么好的财务顾问，她总是抱着积极的心态和热忱帮助别人，爱华是我们见过的最好的顾问。她用她的专业知识更好地服务客户，满足客户的需求。现在爱华是我们全家人的财务顾问，由她来照顾我们全家人的保单，让我们感觉非常有安全感，我已经将爱华推荐给身边需要的朋友们！”

非常感谢你，爱华！
Thae Su Aye（会计主管）

Aihua was my ex-colleague. We have worked together more than 3 years. She is always considerate, humble and responsible. When I wanted to buy maternity insurance plan during my pregnancy, I got ask around about maternity plan and among the financial consultant Ai Hua is very patient and explain me very well from head to tail. Before I was pregnant me and my husband bought insurance policy from other financial consultant but they didn’t explain me well like her. When my son hospitalized, she came to visit us and passed me all the complete claim form to submit hospital to get necessary documents. She was very prompt response and help to collect immediately my son’s follow up receipt as well. We have never come across a Financial Consultant like Ai Hua who always have a positive mindset and passionate to help peoples. Aihua is the best insurance consultant we have ever met. She used her professional knowledge to serve customers better and also carefully client needs. Now all my family members change financial consultant to Ai Hua and we feel our life is safe under her care. I did recommend my friends to Ai Hua who in needs for insurance coverage.
Thank you so much for your kindness, Ai Hua.

Warmest Regards ,
Thae Su Aye (Accounts Executive)

会见我的财务顾问-爱华 Meet someone interesting

Hi 所有人Everyone ,

"Aihua is my hometown friend, We met each other through social media, I have never had the opportunity to chat with her before, but I keep to see her posting in the social mediaI and I gradually get to know the very motivated and hardworking woman deeply. So I decided to meet up with her, I explained the ins and outs to Aihua and She immediately helped me find a way to solve this problem! She help me apply for critical illness insurance coverage when we first met up ( My application was rejected by other insurance companies), She is really efficient in her work and helping me got everything done in half a month. Aihua is a professional and experienced financial consultant, I am moved by her sincerity and she is a so real and down-to-earth person, Thank you Aihua, it's nice to have you! "

“爱华是我的老乡，在我的老乡群里认识的，之前加了也一直没有机会聊天。看着你的朋友圈渐渐的认识这个很上进很努力的女人，被你的真诚感动着，每一次的朋友圈都是那么真实，那么接地气。所以决定约着见一面，聊一聊。没有想到的是我们一见如故，并在第一次见面就找你帮我申请重疾保险（因为之前在别的公司被拒签），我把来龙去脉跟你解释了一遍，你就马上帮我想办法解决这个问题！回答问题非常专业，解决问题也很快！办事效率真是比坡县的其他好多人强几十倍！在半个月内搞定所有的事情，被感动着，也被帮助着，因为你的专业解决了我心中的一块大石头！谢谢你爱华，有你真好！ ”

Regards,
Li Fang ( Childcare teacher)

会见我的财务顾问-爱华（meet my financial consultant-Aihua)

Hi Everyone (所有人),

认识爱华确切来说一年多，2019年11月去孕检时，刚好碰见爱华，这是我们第一次认识，交谈过后互留了私人联系方式，在这之前，我对儿童之类的保险并不在意。2020年4月份我的第二个宝宝出世，老大已经3周岁多了，看着宝宝们一天天长大，作为母亲想为孩子做点什么。前段时间刚好看到爱华分享儿童教育理财之类的保险业务，于是我主动联系了她。根据我的需求，爱华立马给我推荐了相应的教育理财计划，很感谢我能遇到这么专业的理财顾问，她的笑容给人一股春风般的温暖，与她交谈你会觉得自己是个很棒的人，感恩生活缘分真的太奇妙了！

I knew Aihua for more than a year. In November 2019, I happened to meet Aihua when I went for a maternity check. This was the first time we met. After the conversation, we left each other's personal contact information. Before that, I don’t have any ideas about financial planning when my second baby was born in April 2020 and the eldest son is over 3 years old. Watching the babies grow up day by day, as a mother, I want to do something for the child. Some time ago, Aihua sharing children's education and financial planning concepts to me so I took the initiative to contact her. According to my needs, Aihua immediately recommended the suitable education plan to me. I am very grateful that I can meet such a professional financial consultant. Her smile gives people a spring breeze and she always encouraged people around her, thank you for the fate of life to meet Aihua, she is really amazing!

Regards,
Xie Wu(Freelance)

Meet my financial consultant Aihua

Hi Everyone ,

"Aihua was my ex-colleague. When I was mentoring her, she had shown great enthusiasm in her work. Her positive attitude and eagerness to learn has made her excel and successful in everything she is doing. She is currently the financial consultant for me and my husband. She is very well versed and has explicitly explained the policies that are catered to our needs."
爱华是我的前同事，在工作中我是她的导师，她是一位对待工作有极大热忱、态度积极和不断进取的人，她做的每一件事情都很出色和成功。爱华是我和我丈夫的财务顾问，她有很强的专业知识，解释保单条款非常仔细、清楚，并根据我们的需求量身打造最适合的理财规划。
谢谢爱华！

Regards,
Jasmine ( Account Executive)

Meet someone interesting

Hi Everyone ,

相遇是一种缘分。与爱华总共见面了三次，我就和她买了两次保险，分别为重疾保险与基金保险。
爱华为人亲切，热心，给人一种温暖的感觉。为我分析了我的财务状况，给予了充分专业的建议。谢谢爱华！

I met Aihua through WeChat, first face to face meeting with Aihua impress me with her very professional knowledge about the financial planning. We met three times in total, Aihua help me to review my current financial portfolio and found out my protection gaps. We work hand in hand to close the gaps and protected my family.
Thank you, aihua. 👏 👍
Aihua is a kind and warm-hearted person,
giving people a warm feeling.

Regards,
Yoyo (Accounts executive 会计从业人员）

会见财务顾问-爱华（meet my financial consultant-Aihua)

Hi 大家好！（Everyone!),

认识周爱华很多年了。她总是为别人着想，为人谦卑，做事情负责任。她用专业知识为客户服务, 细心地分析客户的需求与利益，我非常荣幸成为她的客户，同时我的两个孩子也是受益者。

I have known Aihua for many years. She is always considerate, humble and responsible. She used her professional knowledge to serve customers better and also carefully analyzed every client needs.
I am very honored to be her customer and my two children’s policies are also under her care.

Regards,
Ming yan( housewife 家庭主妇）

会见我的财务顾问-Aihua

Hi Everyone ,

我与爱华不曾相识。虽然她是我以前公司的职员，我们不曾一起工作过，不知何时从社交网络（面书）认识。从社交网络知道爱华是个正面，努力，积极及值得信赖的保险业务员。本身想买份保单，想找位有责任感的保险从业员，爱华总是抱着帮助别人的心态。我便主动联络上爱华。与爱华见面后，发现她对这份事业的热忱与专业。她也很有耐心地给我介绍与解释各个保单的不同，细心了解我的需求。
爱华是位值得信赖，专业，热忱，耐心的财务顾问。

I did not know Aihua before although she was a employee of my previous company , we got to know each other through Facebook. From Facebook to know Aihua is a positive, hardworking, trustworthy financial consultant. I took the initiative to contact aihua. After meeting with Aihua, I recognized her enthusiasm and professionalism for this career. She also patiently introduced and explained the differences of each policy to me, and understood my needs.
Aihua is a reliable, professional, enthusiastic and patient financial consultant.

Regards,
Elaine Lau (Accounts executive)

Meet someone I trust

Hi 大家好！（Everyone!),

我的理财顾问周爱华女士是一位负责、有丰富经验的爱心保险顾问，爱华很用心的为顾客着想！如果有需要买保险的朋友可以尽管放心找她买，绝对不会后悔！

Ms. Zhou Aihua, my financial consultant , she is a responsible、experienced and caring Financial consultant. I would strongly recommend Aihua for your financial planning needs.

Regards,
周洁（理疗师 Physiotherapist)

我最信任的理财顾问爱华（meet someone I trust)

Hi 大家好（Everyone!),

以前我总是认为自己还年轻，疾病离自己很远，买保险是无足轻重的事，也一直没有提上日程。后来买了屋子，我对保险的认知也仅限于基本的房屋保险。在十年前，我买了人生中第一份真正意义上的保险-人身意外保险，是基于我的一次意外摔伤导致我一个月不能下床走动，我才开始意识到保险的重要性，就算疾病没有找上你，但是意外又是谁能预料得到呢？保险恰恰就是对自己未来生活的一份保障！
后来我认识了我的保险经纪人爱华，她是一个开朗乐观、朝气蓬勃的人，她热爱生活，也把她的热情传给了身边的人，让我们乐意去倾听她为我们讲解保险的知识。她的保险专业能力很强，特别有耐心，还会举例子解答我的疑惑，在她的帮助与分析下我重新审视了自己所买的保单，并在她的建议下购买了-重大疾病保险保单，填补了我的空缺。我觉得这是现阶段我最需要的，谢谢你爱华😊
做为保险顾问，爱华有邀请我和同事、家人去参加免费的工作坊活动，她平时也会经常关心并问候我们，在联络感情的同时也加深了我们对她的信任。爱华是我遇到的最优秀的保险顾问，我想真诚地说一声“谢谢爱华！有你真好！生活有风雨，但有你与我们同舟共济！”
I used to think that I was still young, that the illness was far away from me, that buying insurance was not important, and that it had never been on the agenda. When I bought a house, my knowledge of insurance was limited to basic housing insurance. Ten years ago, I bought the first real insurance in my life -- personal accident insurance. It was based on the fact that I couldn't get out of bed and walk for a month due to an accidental fall. I began to realize the importance of insurance. Insurance is exactly a protection for your future life!
I met Aihua through my sister, who’s my sister’s financial consultant. She is an optimistic and vigorous person. She loves life and passes her passion to people around her. With her help and analysis, I re-examined the insurance policy I bought, and bought a Critical illness policy at her suggestion, which filled my protection gaps . I think it is at this stage I need most, thanks Aihua for your valuable advice.
As an insurance consultant, aihua invited me, my colleagues and family members to attend the free workshop. She often cared about and greeted us, which deepened our trust in her. Aihua is the best insurance consultant I have ever met. I would like to sincerely say "thank you aihua! How nice to have you! Life has wind and rain, but you will be with us!"

Regards,
Kelly Zhang （My First School—-Chinese Teacher华文老师）

Meet My Financial Consultant Aihua

Hi Everyone (大家好！）,

AiHua is a sincere & professional agent. Through her advice, I’m glad to give my children a good head start for their lives by taking out a whole life insurance with critical illness coverage for them and myself as the payor. Keep up the good work!
爱华是一位很真诚和专业的理财顾问，根据我们的需求，爱华给我们最适合的财务规划方案，我的两个孩子终于有了重疾保障，同时还给妈妈保障，我的两个孩子人生有一个好的开始，谢谢爱华，加油💪

Regards,
Eleanor Kim (Self-employed 自雇人士）

会见我的财务顾问爱华（Meet my financial consultant Aihua)

Hi 大家好！（Everyone),

爱华是个热情开朗的热心人，她有责任心，我非常信任她。她非常有耐心解答保险的相关事项。她即是我的朋友，也是我的财务顾问，我们的友谊长存。
Ai hua is a warm and cheerful person, she has a sense of responsibility, I trust her very much. She is very patient to answer questions about insurance and financial planning. She was both my friend and my Financial Consultant , our friendship lasted forever.

Regards,
Wang Hong(childcare teacher 幼师）

Meet someone I trust

Hi Everyone (大家好！）,

If you are looking for financial consultant that are reliable , professional and comfortable to approach, Ai Hua is the good consultant that I would highly recommend to you. No matter you are new or just want to increase your current medical coverage.
She is kind, not pushy, and will make recommendation based on your needs and affordability. She will keep us on updated information from the industry.

如果您正在寻找可靠、专业、平易近人的理财顾问，爱华是我极力推荐的好顾问，无论你是目前没有任何保障还是想提升你的保险。
她很善良，会根据你的需求和支付能力给你推荐。她会告诉我们最新的行业信息。

Regards,
Law Kah Chang(Radiographer放射科技师）

Meet my Financial Consultant Aihua

Hi Everyone (大家好！）,

I always have the intention of purchasing an insurance package is to protect my family and myself, and its act of assurance and peace during an emergency. Never do I ever thought of claiming the insurance that I’ve purchased.
In my recent encountered, my wife was very sick that she was warded in the hospital for some medical implications and further surgery. Somehow or rather, on the day of admission, I have contacted our Financial Consultant Zhou Ai Hua, and without hesitation, she assures me that she will assist us on the reimbursement of the hospital bill.
In the whole process, my family are very thankful and has seen Ai Hua’s who always went the extra mile to help her clients beyond her best abilities. Through this process, we have built trust with Ai Hua and we have become friends more than a Financial Consultant.
We have never come across a Financial Consultant like Ai Hua who always have a positive mindset and passionate to help peoples. Her passion and actions have won many trusts and is an asset to the organisation and industry. We will not hesitate to recommend any friends and relatives to Ai Hua whenever they are in needs for insurance coverage.
Thank you, Aihua.
我一直有购买保险的打算，是为了保护我的家人和我自己，以及在遇到紧急情况下的保障和平安的生活。我从来没有想过要去索赔保险利益。
在我最近的遭遇中，我的妻子病情严重，住院接受进一步的手术治疗。我妻子入院当天就联系了我们的财务顾问周爱华，她毫不犹豫地向我保证，她会帮助我们报销医院的账单。
在整个过程中，我的家人都非常感激爱华，看到爱华总是竭尽所能地帮助她的客户。通过这个过程，我们与爱华建立了信任，我们成为了朋友，她不仅仅是我们的财务顾问。
我们从来没有遇到过像爱华这样的财务顾问，她总是以积极的心态和热情去帮助别人。她的热情和行动赢得了许多人的信任，是保诚公司和行业的财富。我们会毫不犹豫地向任何需要保险的朋友和亲戚推荐爱华。
谢谢你！爱华！

Regards,
James&Joey (Senior mananger高级经理&Housewife家庭主妇）

会见我的理财顾问爱华

Hi 大家好,

我和爱华以前在同一家公司上班.. 愛华给我的印象是对人热诚、豪爽，她是一个有话直说的人，毫不做作。她为人善良、正直,做事认真。当有问题请教她时，她总是不厌其烦的解说。
我们一直保持联系.才知道她加入保险这行业. 好学的她怀着一颗真诚的心去服务大家。她希望学以致用来协助大家对保险更加的了解。
她的热忱感动了我,让我了解保险的重要性，使我确定跟她投保了* 重大疾病保险、住院保险和意外保险*. 给我一个终身保障..
谢谢你爱华🥰
Ai hua and I are ex-colleagues, she gave me the impression that she is a very cordial and sincere person. She is straightforward and genuine. She is kind, upright and serious about her job. She always goes to great lengths to explain when she is asked a question. We have been keeping in touch and got to know that she is in the insurance industry. She is always eager to learn and treats her clients with a sincere heart. She hopes to help people learn more about insurance. Moved by her enthusiasm and passion, she made me understand the importance of insurance which led me to entrust her with my policies against critical illness, hospitalization and accident.

Regards,
Leong Seak Ing (Admin Executive)

Meet someone interesting

Hi 大家好,

你若安好，我愿备胎到老，你若不好，我是救命稻草！保险就是家庭经济最佳备胎，它可以让人在发生风险后，继续他们的计划。
很庆幸认识爱华姐，了解了更多的保险知识，让我的家人都有了一份更好的保障，
也通过保险，让我和爱华姐成了好朋友。。。
Insurance is a family's best financial fallback, allowing people to continue with their plans in the event of a risk. I am very glad to know my financial consultant, Aihua, to know more insurance knowledge, so that my family have a better coverage, Aihua and I became good friends...

Regards,
念云（家庭主妇）

Zhou Aihua(周爱华）

MDRT2023, Executive Financial consultant 资深财务顾问)

Zhou Aihua(周爱华）

MDRT2023, Executive Financial consultant 资深财务顾问)

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